Last Updated: August 2026
Welcome to Nirmal Financial. By accessing or using this website and submitting an enquiry through our website, you agree to the following Terms & Conditions. Please read them carefully before using our services.
Nirmal Financial provides information, assistance and enquiry facilitation relating to financial products and services, including:
The information provided on this website is intended for general informational and assistance purposes.
Nirmal Financial may assist customers in exploring suitable loan options, including Personal Loan, Business Loan, Education Loan, Home Loan, Gold Loan and Instant Loan.
Loan approval, interest rate, loan amount, tenure, eligibility, documentation, processing fees and other conditions are determined by the respective bank, financial institution or lender. Submission of an enquiry does not guarantee loan approval or sanction.
We may assist customers in exploring credit card options from various banks and financial institutions.
The final approval, credit limit, interest rate, fees, rewards, benefits, eligibility and other terms are determined solely by the respective card-issuing bank or financial institution. Customers should review the applicable card terms and conditions before applying.
Nirmal Financial may facilitate enquiries relating to insurance products and assist customers in understanding available options.
Insurance coverage, premium, policy benefits, exclusions, eligibility, claim conditions and other terms are governed by the respective insurer and the applicable policy documents. Customers should carefully read the policy wording, benefits, exclusions and applicable conditions before purchasing an insurance product. IRDAI guidance also emphasizes clear disclosure of relevant terms, conditions, risks and limitations.
Nirmal Financial may provide information and assistance regarding investment options such as Fixed Deposits (FD) and Systematic Investment Plans (SIP).
Investment products are subject to their respective terms, conditions, market conditions and applicable risks. Returns are not guaranteed unless specifically stated and legally applicable. Customers should consider their financial objectives, investment horizon and risk appetite before making any investment decision. SEBI also advises investors to understand product terms, charges and risks and to avoid relying on unverified investment advice.
Information displayed on this website does not constitute a guarantee of:
Final decisions are subject to the eligibility criteria, verification and policies of the respective financial institution, bank, insurer or product provider.
We make reasonable efforts to keep the information on our website accurate and updated. However, financial product features, interest rates, fees, eligibility criteria, offers and other terms may change without prior notice.
Users should verify the latest terms and conditions with the respective product provider before making any financial decision.
When you submit an enquiry through our website, you agree that the information provided by you may be used to contact you regarding your enquiry and relevant services.
You are responsible for ensuring that the name, mobile number, email address and other information submitted through the enquiry form are accurate and belong to you.
Some services displayed on this website may relate to third-party banks, insurers, financial institutions or other service providers.
Nirmal Financial does not control the policies, approval processes, product terms or decisions of such third parties. Their respective terms and privacy policies may apply separately.
Users agree not to:
The content, design, graphics, logos, text and other materials available on the Nirmal Financial website are protected by applicable intellectual-property laws. Unauthorized copying, reproduction, modification or commercial use is prohibited.
Any personal information submitted through our enquiry forms will be handled in accordance with our Privacy Policy. Users are encouraged to review the Privacy Policy before submitting personal information.
Nirmal Financial shall not be responsible for any loss, damage or financial consequence arising from:
Nirmal Financial reserves the right to modify, update or revise these Terms & Conditions at any time without prior notice. Updated terms will be published on this page with the revised date.
If you have any questions regarding these Terms & Conditions or our services, please contact Nirmal Financial through the contact details provided on our website.
By using this website, you acknowledge that you have read, understood and agreed to these Terms & Conditions.
Important: This is website-ready general Terms & Conditions content, not a substitute for legal advice. Before publishing, have it reviewed against Nirmal Financial's actual business model, licenses/registrations, partner relationships and applicable regulatory requirements.
